Bay County Building
515 Center Avenue
Bay City, Michigan 48708-5941

Michigan Homeowner Assistance Fund (MIHAF)

The Michigan Homeowner Assistance Fund (MIHAF) was established under section 3206 of the American Rescue Plan Act of 2021 (the ARP) program. The fund is designed for homeowners with financial hardships due to the COVID-19 pandemic. It can help pay up to $25,000 per household for delinquent:

  • mortgage/housing expenses and escrow shortages
  • land contracts, mobile home consumer loans, park lot fees
  • property taxes
  • condominium/homeowner’s association fees
  • homeowner’s property insurances, hazard, flood, or mortgage insurance
  • utilities, gas, electric, water, sewer
  • internet broadband services

 For more information or to apply, please click here.