Office of the Bay County Treasurer

Weston Prince - Treasurer

Bay County Building
515 Center Avenue, Suite 602
Bay City, Michigan 48708-5122
Voice: (989) 895-4285
Fax: (989) 895-4082

Forgivable Loans

Step Forward Michigan is a program that provides interest-free, payment-free, forgivable loans to help homeowners catch up on delinquent property taxes, mortgage payments, and association dues.

You may be eligible if:

  • You own and occupy your home
  • You had an eligible hardship at the time your payments became delinquent
  • Your total delinquency does not exceed $30,000
  • You have income to pay future taxes

You can apply at