Office of the Bay County Sheriff

Troy Cunningham, Sheriff

Bay County Law Enforcement Center
503 Third Street
Bay City, Michigan 48708
Voice: (989) 895-4050
Fax: (989) 895-4058

Mortgage Foreclosure Sales

Mortgage foreclosure sales are scheduled with and held by the Bay County Sheriff's Office. Sales are held Monday through Friday at either 10:00 a.m. or 11:00 a.m. at the southern, front entrance to the court facility housing Circuit Court. Deeds and fees must be received in a reasonable amount of time in advance of the sale date. A $50.00 Sheriff's fee is required to hold a mortgage sale. The length of the sale is one hour. Increments of bidding will be agreed upon by interested parties and the officer present who will document the same. If the property is sold, the successful purchaser will have a one hour period to secure a certified check in the amount of the sale bid price. This check, along with fees and purchaser information, must be returned for deed correction and later recording. If the property is not sold, signed, witnessed, and notarized, deeds will be returned for later recording. Recording takes place with the Bay County Register of Deeds. Their fees are separate. Any overage proceeds above bid price from the sale will be deposited with the Bay County Clerk's Office for the redemption period as noted in the deed.