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Center Ridge Arms
798 North Pine Road
Essexville, Michigan 48732
Voice: (989) 895-8191
Fax: (989) 895-7419


Jonelle Box
Admissions and Occupancy

Jeremy Jones



The Bay County Housing Department was established in 1983 pursuant to the United States Housing Act of 1937, as amended, to provide decent, safe, sanitary, and affordable housing.

The BCHD, also known as Center Ridge Arms, was built with funds provided by the U.S. Department of Housing and Urban Development (HUD). Center Ridge Arms is a five-story apartment complex comprised of 100, one-bedroom units.

The majority of funding is provided by grants from HUD. These grants assist in covering daily operating costs and in making capital improvements. The balance of income is supplied by rent which is calculated individually for each apartment with re-certifications done annually.


2015 HUD Income Limits for Bay County
1 person family $33,150
2 person family $37,850